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NDTL Full Form & Meaning 

by Anita Fating
NDTL Full Form

Do you know the NDTL full form and its meanings? Where should it be used? Below you are going to learn and understand the full forms and the different meanings of the NDTL in sports, banking, etc in an individual manner. I will give you an idea about how the NDTL is calculated? So, without doing too much unnecessary discussion and wasting your valuable time let us move on to today’s topic. And find the answer to what is the NDTV full form? 

NDTL Full Form 

The full form of the NDTL is the Net Demand and Time Liabilities 

 N – Net 

D – Demand and

T – Time 

L – Liabilities 

NDTL Full Form 

The NDTL means the Net Demand and Time Liabilities, which indicates the difference between the summation of demand and time liabilities of a bank and the deposits in the form of assets held by the other bank. 

NDTL Full Form In Banking 

The full form of the NDTL in banking is the Net Demand and Time Liabilities 

 N – Net 

D – Demand and

T – Time 

L – Liabilities 

NDTL Full Form In Banking 

In banking, the NDTL means the Net Demand and Time Liabilities and it can be calculated by using the following formula as

Bank’s NDTL = Demand and Time Liabilities – Deposits with other Banks. 

For example, consider a bank has deposited 10000 with the other bank and its total demand and time liabilities is 20,000. Then the net demand and time liabilities will be 10,000. 

NDTL = 10,000 – 20,000 

          = 10,000 

NDTL Full Form In Sports 

The full form of the NDTL in sports is the National Dope Testing Laboratory 

N – National 

D – Dope 

T – Testing 

L – Laboratory 

NDTL Full Form In Sports 

In sports, the NDTL refers to the National Dope Testing Laboratory, which was established as an autonomous body under the Ministry of Youth Affairs and Sports, the Indian Government. The NDTL is a premier analytical testing and research organization headed by Chief Executive Officer Shri Radhey Shyam Julaniya.

NDTL Stands For 

The NDTL stands for the Net Demand and Time Liabilities 

 N – Net 

D – Demand 

T – Time 

L – Liabilities 

FAQ

How Is NDTL Calculated? 

The NDTL is calculated by subtracting the sum of demand and time liabilities of a bank from the deposits in the form of assets held by the other bank. You can understand it by the following example, 

Suppose, a bank has deposited 10000 with the other bank and its total demand and time liabilities are 20,000. Then the net demand and time liabilities will be 10,000. 

NDTL = 10,000 – 20,000 

            = 10,000 

What Are Demand & Time Liabilities? 

The demand and time liabilities included 

  • Unpaid Dividends 
  • Suspense Account Balances Representing Amounts Due To Other Banks Or The Public 
  • Net Credit Balance In Branch Adjustment Account
  • Interest Accrued On Deposits
  • Bills Payable, And
  •  Any Amounts Due To The Banking System, Which Are Not Like Deposits. 

How Do You Calculate CRR And SLR? 

The CRR stands for the Cash Revers Ratio and it is calculated as a percentage of Net Demand and Time Liabilities. I.e CRR = {(Demand and Time Liabilities – Deposits with other Banks) / 100} % or NDTV / 100

The SLR stands for the Statutory Liquidity Ratio and it is calculated by using the following formula as 

SLR = {(Liquid Assets / Demand) + Time Liabilities} x 100%.

Why Is SLR Maintained?

The SLR is maintained because it has control over the bank credit and it ensures solvency in commercial banks and assures that banks invest in Government securities. 

Conclusion 

Thus, above we have studied all information about the NDTL term and its full forms and meanings in a simple style. The NDTL stands for the Net Demand and Time Liabilities and it is calculated by subtracting the summation of demand and time liabilities of a bank from the deposits in the form of assets held by the other bank. Above, I have mentioned how to calculate the SLR ratio, CRR ratio, and calculation of the NDTL with example. Today onwards you never get confused in the NDTL, SLR, and CRR calculations. Now, we have understood what is the NDTL full form? 

 

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