According to the law, bodily injuries are injuries sustained by victims of assault or abuse, whereas personal injuries are maintained in an accident or mishap. While in terms of severity, both can affect a person’s life equally. The injuries and damages procured in both cases are life-changing and sometimes even life-threatening.
However, the difference rises when the law approaches either case. In bodily injured instances, the victim is mainly hurt purposefully or with an intention; in personal injury cases, the damage is done accidentally or unintentionally. The penalty, claims, and compensation for both cases are pretty different.
After checking all the aspects of both cases, the court comes to a final judgment. In most bodily cases, the suspect or culprit has more severe punishments than in personal injury cases. To know in-depth about the differences between both cases and what your legal rights are in each case, contact a personal injury attorney from Naqvi Accident Injury Law today!
Difference between bodily injury vs. personal injury
- Bodily injury insurance includes the expenses of the other party’s damages.
If you have bodily injury insurance, your insurance policy will also cover the injuries sustained by the other party to a certain extent. For example, suppose you are involved in an accident where you bashed a cyclist or pedestrian and injured you. In that case, your bodily injury insurance will somewhat pay for their injuries.
It will also cover the damages you sustained in the accident, like car repairs. However, covering the expenses of another person’s injuries depends on the conditions of your policy.
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- Personal injury concerns civil claims damages.
In personal injury cases, most states allow permission for the victim to ask for compensation for their injuries and damages in an accident. However, there are some conditions you have to fulfill to get a bonus. If you prove all the criteria set by the law, you are entitled to compensation from the at-fault party.
You will need evidence to help you in your case to prove your claim. For example, you can take photos and videos of your injuries, damages, and other losses sustained after the accident. Moreover, you can collect the medical bills and records of your treatments to prove the expenses caused to heal your injuries.
The official report made by the police, conversational proof between you and your insurance company, and evidence of loss of income during the healing process of your injuries are some essential documents that will help you prove your claim.